Disclaimer

General Disclaimer

This Disclaimer applies to the use of FlowTrack and its content. We provide information for general educational purposes only and do not offer professional financial, investment, legal, or tax advice. The content on our platform is intended to help you understand personal cash flow management concepts, income tracking strategies, and budgeting frameworks relevant to the Malaysian financial landscape.

We strive to ensure all information is accurate and up-to-date, but we make no guarantees regarding the completeness, accuracy, or reliability of any content. Market conditions, personal financial circumstances, and regulatory requirements change frequently. Information that is current today may become outdated without notice. We recommend verifying any information with official sources before making financial decisions.

The use of our educational guides is entirely at your own risk. We cannot be held responsible for any financial decisions you make based on information provided on our platform. Every individual’s financial situation is unique, and what works for one person may not be suitable for another.

No Professional Advice

Our platform does not provide professional financial, investment, legal, accounting, or tax advice. The educational content, guides, frameworks, and tools available through our service are meant to inform and educate only. They should not be considered as personalized recommendations or professional guidance tailored to your specific circumstances.

If you require professional financial advice, we strongly encourage you to consult with a qualified financial advisor, accountant, tax professional, or other relevant expert licensed to provide such services in Malaysia. Professional advisors can assess your individual situation and provide recommendations suited to your unique needs and goals.

By using our platform, you acknowledge that you understand the distinction between educational content and professional advice. You assume full responsibility for any decisions made based on information accessed through our service.

Liability Limits

To the fullest extent permitted by Malaysian law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use our platform or content. This includes losses related to lost profits, lost data, business interruption, or any other commercial damages, even if we have been advised of the possibility of such damages.

We make no warranty, express or implied, regarding the suitability of our content for any particular purpose. We do not guarantee that our service will be uninterrupted, error-free, or secure. External factors beyond our control may affect the accuracy or availability of information provided.

Our total liability to you for any claim arising from your use of our platform shall not exceed the amount you have paid us, if any. Some jurisdictions do not allow the exclusion of certain warranties or the limitation of liability, so some of these limitations may not apply to you.

Updates and Changes

We may update this Disclaimer at any time without prior notice. Your continued use of our platform following any changes constitutes your acceptance of the updated terms. We recommend reviewing this Disclaimer periodically to stay informed of any modifications that may affect your rights and obligations.